The Benefits of booking a train ticket on IRCTC using BHIM UPI

The Benefits of booking a train ticket on IRCTC using BHIM UPI

The Benefits of booking a train ticket on IRCTC using BHIM UPI: IRCTC, the online ticket booking platform of the Indian Railways, has been a boon to travelers across the country. It has made booking train tickets easier, quicker, and more convenient. One of the payment methods available on the IRCTC website and mobile app is BHIM UPI. BHIM UPI is a payment system that allows users to make transactions directly from their bank accounts using their mobile phones. Here are some of the benefits of booking a train ticket on IRCTC using BHIM UPI.

Faster and Convenient Booking

One of the most significant advantages of using BHIM UPI to book train tickets on IRCTC is that the process is fast and straightforward. All you need to do is enter your UPI ID and complete the payment process on your mobile phone. You don’t have to worry about entering your bank account details or waiting for OTPs. The payment is completed within seconds, and you can complete your booking quickly.

Safe and Secure

Another advantage of using BHIM UPI is that it is a safe and secure payment method. It uses two-factor authentication, which means that you need to enter your UPI PIN to authorize the transaction. This ensures that your payment is secure and protected from fraudsters and hackers.

No Transaction Charges

One of the best things about using BHIM UPI to book train tickets on IRCTC is that there are no transaction charges. Unlike other payment methods, such as credit/debit cards or net banking, BHIM UPI does not charge any fees for transactions. This makes it a cost-effective option for travelers who want to save money on transaction charges.

Multiple Bank Account Linking

Another advantage of BHIM UPI is that you can link multiple bank accounts to your UPI ID. This means that you can choose the bank account that you want to use for your transaction. This is useful for people who have multiple bank accounts or want to use a specific account for a particular transaction.

Cashback and Discounts

Many banks offer cashback and discounts for transactions made through BHIM UPI. This means that you can save money on your train ticket booking by using BHIM UPI. You can check with your bank to see if they are offering any cashback or discounts for IRCTC bookings made through BHIM UPI.

Instant Refunds

If you cancel your train ticket, the refund process can be time-consuming and cumbersome. However, if you book your ticket using BHIM UPI, the refund process is much faster. The refund amount is credited back to your bank account instantly, which means that you can get your money back in a matter of minutes.

Easy to Use

Another advantage of using BHIM UPI for train ticket bookings is that it is easy to use. All you need is a smartphone and a UPI ID. You don’t have to go through the hassle of entering your bank account details or remembering your net banking passwords. With BHIM UPI, you can complete your transaction with just a few clicks.

Round-the-Clock Availability

BHIM UPI is available 24/7, which means that you can use it to book train tickets at any time of the day or night. This is particularly useful for people who want to book tickets for emergency travel or last-minute trips. You don’t have to worry about the booking window being closed or the payment gateway being offline.

Environmentally Friendly

Using BHIM UPI for train ticket bookings is also environmentally friendly. When you book your ticket online, you don’t have to go to a railway station or a travel agent’s office, which means that you save on transportation costs and reduce your carbon footprint. By using digital payment methods like BHIM UPI, you can contribute to the conservation of the environment.

Promotes Digital India

The government of India has been pushing for the adoption of digital payment methods to promote a cashless economy and reduce the use of paper currency. By using BHIM UPI to book train tickets, you are contributing to this initiative and promoting the vision of Digital India. You are also helping to reduce the circulation of black money and promote transparency in financial transactions.

In conclusion, booking train tickets on IRCTC using BHIM UPI has several benefits. It is fast, secure, cost-effective, and environmentally friendly. It also promotes the government’s vision of a cashless economy and contributes to the growth of Digital India. If you haven’t already tried it, you should consider using BHIM UPI for your next train ticket booking on IRCTC.