The benefits of using IRCTC e-wallet

The benefits of using IRCTC e-wallet

IRCTC e-wallet is a digital wallet service offered by the Indian Railway Catering and Tourism Corporation (IRCTC) that allows users to deposit money in advance and use it to book train tickets, instead of paying for each booking separately. There are several benefits to using an IRCTC e-wallet:

1. Quick and Convenient: By using the IRCTC e-wallet, you can skip the step of entering your payment details every time you book a ticket. This can save you time and make the booking process more convenient.
2. Secure: The IRCTC e-wallet uses advanced security features to protect your personal and financial information. This means that your transactions and money are safe and secure.
3. Discounts and Cashback: IRCTC e-wallet users are often offered discounts and cashback offers on train ticket bookings. These offers can help you save money on your bookings.
4. Faster Refunds: If you cancel a ticket that you have booked using the IRCTC e-wallet, the refund amount will be credited to your e-wallet account faster than if you had paid for the ticket using another payment method. This means that you can get your refund sooner.
5. No Transaction Fees: IRCTC does not charge any transaction fees for payments made through the e-wallet. This can help you save money on transaction fees and other charges associated with other payment methods.
6. Mobile App Integration: The IRCTC e-wallet can be easily accessed through the IRCTC mobile app. This makes it easy to manage your e-wallet and book train tickets on-the-go.

7. No Need to Worry about Payment Gateway Issues: One of the common issues that passengers face while booking tickets on IRCTC is payment gateway failures. When you use the IRCTC e-wallet, you can avoid these payment gateway issues, as the payment is processed through the e-wallet.
8. 24/7 Availability: The IRCTC e-wallet is available 24/7, which means that you can top up your account at any time and use it to book train tickets whenever you want.
9. Multiple Payment Options: You can add money to your IRCTC e-wallet account using various payment options, such as credit/debit cards, net banking, UPI, and other digital payment modes.
10. Easy Refunds: If you have canceled a ticket, the refund amount will be credited to your IRCTC e-wallet account within a few hours. You can use this refund amount to book a new ticket or transfer it to your bank account.
11. Pre-booking of Meals and Services: The IRCTC e-wallet allows you to pre-book meals and other services, such as bedrolls, through the e-catering service. You can use the funds in your e-wallet account to pay for these services and avoid the hassle of paying for them separately.
12. Track Your Transactions: The IRCTC e-wallet allows you to track your transactions, view your account balance, and check your transaction history. This helps you keep track of your expenses and budget for your travel accordingly.

In summary, the IRCTC e-wallet is a convenient and secure way to book train tickets in India. It offers various benefits such as discounts, cashback, and faster refunds, while also making the booking process more convenient and hassle-free.